Stolen Tackle Box--- FYI

[renny]

After reading SAR5 post and all the equipment that he listed, it reminded me of my tackle box that got lifted from my boat a few years ago. We fisherman have alot of stuff in those boxes and when my insurance man asked me to make a detailed list of the contents I went blank. Had to get cableas catolog for reference guide to jog memory. Point of story is take a picture or make a list as you buy, and I did'nt have as much stuff as some of my friends have,but you will be amazed at the dollor amount. Mine only came to 700.00 and after a 250.00 deductable, only had 450.00 to play with. I am sure that my brother inlaw has at least 2000.00 how about you??????

[Eastwind]

Doesn't it just p..s you off that some low-lifes will go around stealing a person's tackle box. That being said, I've had two friends get their stuff lifted out of a docked boat during the night at resorts. I carry all of my boxes up to the cabin and lock my rods up in the rods boxes every night when I am at any lake. The owner of the resort I stay at on LOW once said to me " Why are you carrying all of your stufff up every night, we've never had a problem here"? I replied " I don't want to be the first". If you leave your tackle in the boat it's just like leaving it in your driveway. (Contact US Regarding This Word) theives!

[Fisher Dave]

I had my truck broken into yesterday while fishing the river in north Minneapolis.. I was only 250' away from the truck as a crow flies, but the crows fly over the trees I cant see through.

They left the tackle box, fishing rods, tools, depth finder, and just about everything of real value.. over $1100 easy.

What did they take? The took some 6x9 speakers($200 value) out of the back of my truck(mine arent mounted in body), and made an attempt to take the sterio, but couldnt get it out of the metal dash board($150 value?)... Other than that they broke the drivers window($30 at junk yard, or $76 new)

The theives also hit the car next to me... got the sterio and I dont know what else from there.

I'm not even sure why I locked the doors, I usually dont. Locks only keep the honest people out, and would have saved me a trip to the junkyard this morning... not to mention installing a window after cleaning up all the glass.

This wont even get reported to the insurance company.. why up my rates over a $230 loss?

I'm glad these were kids(obvious), anyone with any intellegence at all would have had a really good day, and I would have been left in a world of hurt..

Well.. I'm going to get my window and put it in, then I'm going fishing.. problem solved for today... tomorrow will involve window tinting and adding a little visable blinking light.. I think that will be more effective than anything else... keeping items out of view, and making would be theives know there is an alarm(or at least look like there is).

[EYEHUNTER10]

I think that is the worst think a person could do its right up there with murder!! So sorry for you guy ouch!!

[bucketmouth64]

When I had my house built in '92 we had our possessions in the garage. Contractor said we could store our stuff there since we were closing the same week. Some sub-contractor helped himself to my tackle box and water ski. And I had the task of trying to remember what I had in my tackle box and itemize the replacement cost for the insurance. I had to look thru catalogs and go to stores to look at pricing. I have a feeling I may have missed some stuff. What also hurt were lures I had when I was growing up that had some sentimental value.

Another time I was shore fishing on a pier in Anoka. My truck was in plain sight and I was about 100 feet from it. Some young kids were walking by and one of them stopped to take a look inside my truck. I remembered that I forgot my wallet on the seat. When I saw the kid I looked at him and he quickly left. Nothing taken since no cash was in the wallet. I can't believe they would try something so risky in plain sight with people close by.

[Slyster]

Thanks. Tonight I am going to take some good digital photos of my tackle box and boat.

[The Grebe]

I've probably got $300 or more in ice fishing jigs alone! I have thought about someone taking my stuff and I've been meaning to get pictures, but you know how that goes?

I did do it with my garage AFTER someone broke in and stole about $4000.00 worth of lawn equipment while we were out of town for the week-end.

Thats going to be on my to-do list for tommarrow, take pictures of all my sporting stuff!

[Slyster]

While your at it.. take every room of your house too. That's what I am going to do.

[BassManDuluth]

Tnanks for the idea on the dig-pics. I will so that tomorrw.

[HoleHopper]

Just thinking about takeing pics of all the stuff. I better get a couple of rolls of film!

[Jex]

I hate to get really paranoid but.. After taking the digital pics don't leave them in the camera or just on the computer. Burn them on to one, or even better, two cds and store them in a safe place. A bank saftey deposit box will keep the cd safe even if your house should burn down. You could even do this along with a friend or relative and exchange cds so a copy is kept safe off of your property.

Hope it never happens to any of us.

[CodyDawg]

Jex,

Good point. My house burned down in 1991 and I learned two things I would like to pass along. First, everyone should know of the place you are all going to meet in case of a fire...the mailbox is a good one. Second, take a video camera or at least pictures of every room, every closet and every drawer in your house and garage. Store somewhere other than your house. Believe me, it can save you immensely.

[Bushwacker]

This is a great post and should be a reminder for everyone. It is crazy how much value a person can acumulate in a tackle box or tool box. I am an insurance agent, and I welcome insured to bring in pictures or CD's with digital pictures of their stuff. We just throw them right in the client's files and store them for them in case of an fire, etc.. just like putting them in a safety deposit box, store them someplace that is away from your premises. Fires or thefts are stressful enough, without having to try to take a mental inventory of every possession that you own.

[cliffy]

This past off-season I took digital photos of all my muskie gear, rods, reels, lures..etc. I also took the time to mark all my equipment with some type of identification markings....either using a water proof marker or a tool that actual scribes into the object. I used a particular number that has importance to me...and no it was not my DL or Social Security number. DON’T EVER USE THESE NUMBERS TO MARK PROPERTY.

I took the time to mark all my stuff so that just in case it was ever stolen, at least there would be a slim chance it could be recovered. In cases where the missing items are not marked with identifying markings or have serial numbers, there is basically no chance of getting your stuff back...as Law Enforcement has to prove it belongs to you and not the subject found with the property. I have worked a few cases over the years where the owner took the time to mark the property with unique markings and I was able to get the property returned and charge out the subject. Just my two cents.

[State Farm Man]

Since I'm in the business, I'll second all of these comments. If you have a video camera, it is much easier to walk thru the house, garage, storage shed, etc. and have your wife or kids open doors and pull out drawers. Talk into the camera as you are doing this. Great idea to pull your guns out and have someone read the serial number off with make and model and when you bought it. When you have completed your inventory, put that disc or tape in a safety deposit box or at Mom & Dad's house. Never keep in your home. Its easy to update every couple of years. Trust me this will help after a total loss. It isn't for the insurance company, its for you to remember everything you had so we can replace it for you. Just had to take care of one this past week. The ins'd had his check for his home in less than 24hrs.

[Chris Haley]

Well State Farm Man, it's also for you!!! I had a fire, burnt the garage to the ground. To add insult to injury, I had an insurance man tell me that there was no way that I could have had that much stuff. If I did, I must be a pro and that would have required different insurance. I made him send an investigator over to look at all the rods standing there and the puddles of plastic and metal hooks. I was lucky I was at a Bass tournament at the time, so only half my stuff was in the garage. Still lost $3800 worth of rods, reels and tackle though.

[State Farm Man]

See Chris, the video would have done wonders for you. Pop the disc into the DVD player and tell the guy to get his check book out!

[Chris Haley]

Yep!!! Learned my lesson!

[Ralph Wiggum]

So how does that work? Is it covered under a homeowner's policy even it gets stolen from a boat or truck?

[Bushwacker]

Quote:

---

So how does that work? Is it covered under a homeowner's policy even it gets stolen from a boat or truck?

---

Generally speaking, in MN if your homeowner's or tenant's policy has special form on your personal property you get 10% of your personal property coverage away from premises. So yes, it would be covered. An example of this would be that you have $100,000 of personal property covered on your homeowners. You automatically get $10,000 of personal property covered away from you house, i.e. boat, truck, cabin, rented storage garage, buddy's boat, anywhere. There are exceptions. If you have a place where you store a lot of your property you can get it listed as a second location on your policy and list how much coverage you need at that location. As with everything, some situations you have are covered and some situations you are not. It is best to check with your personal agent to make sure you are covered. It is never a good situation for anybody to have to find out if you are covered after a loss has occured.

[EyesnSchnapps]

After reading this post, I am somewhat surprised. I am from the Chicago area and down here theft is all to much a common everyday problem. I am very surprised to hear that so many folks have had problems up in the north woods. I frequent LOW several times a year and personally have never had a problem. Sorry to hear that this kind of thing happens so frequently up north. I guess thieves travel and live everywhere. I will make sure that I take the proper precaution on my next trip up north. Thanks for the info.

[CatManLee]

I would have to say that there isn't ALOT of thefts in the NW Minnesota area, but it does happen. If you make it easy for someone to take something, it's probably going to get stolen! If you keep it locked up and in an area that they could be spotted commiting the crime, it's less likely. But If someone knows what you have and really wants it, they are going to get it. Thats the great thing about insurance, if it does happen, atleast you don't have to go broke replacing everything.

I think crimes can happen anywhere. It's all about population size. If you have a population of 100,000 people, chance are there's a good number of individuals who would love to steal something from you. If your population is only 2,000 you might only have 1 or 2 people who will steal from you, but in any size city or location, I think theres always going to be some number of theives.

I tell you what though, I wouldn't like to be the person caught stealing something from me. It would take everything in me from doing something bad to that individual! So hopefuly it never happens to me, and more importantly I hope I don't catch them in the act if it does.

As for the Video advice, I'm in the process of video taping everything I have, thanks for the heads up.

[DougMN]

I just bought a new tackle box last week and yesterday spent a few hours moving 3 other tackle boxes to it. I am going to be flying with it in June and I started to freak out a little bit thinking about the cost to replace everything in it if it was lost. I spent $20 bucks on spoons yesterday and they disappeared into it like nothing. I would bet there is close to $2000 worth of stuff there, Definately worth insuring...

[Surface Tension]

My dad encountered some stolen tackle about 40 years ago.

Now that my kids are about the age as I was when my dads stuff was missing I find that I'm missing some stuff too.

I'm sure I'll see it agian next time we go fishin.

[Bushwacker]

Quote:

---

My dad encountered some stolen tackle about 40 years ago.

Now that my kids are about the age as I was when my dads stuff was missing I find that I'm missing some stuff too.

I'm sure I'll see it agian next time we go fishin.

---

My dad had the same run of trouble about 15 years ago, still to this day everytime I fish with him and catch a fish he says in a completely serious tone, "I used to have a lure that looked just like that one" I have about 1000 lures for all species and he still thinks that everyone found its way to me from his tackle box.