do you insure your 4 wheeler

[greebs]

I'm wondering if a guy can get insurance in case you were to drop 4 wheeler thru ice?

[ozzie]

should be covered if you have collsion coverage (i think that is where it is covered)...call your insurance agent and ask

[Brad B]

you should be able to buy insurance on it. after all they sell snow mobile insurance, boat insurance, wheel house insurance(basically a RV camper type policy) so I don't see why they wouldn't offer ATV insurance. Just ask your agent.

[Smoker]

I got mine insured. It cost $5 a month so it is covered if anything happens to it.It saves on the home owners policy if you would have a something happen to it.

I just got my policy and it was only $25 a year. Extra bodily injury and Property damage is included.

[Rippinlip]

Yep,

We have all 3 of ours insured and for a very minimal expense.

Small price to pay for a piece of mind.

[jigging-matt]

I have mine insured. only about $75 for the year. Name starts with a P. See it advertised on tv all the time.

[rickl1968]

Cr..ap! My insurance up here in "Rip us off Canada" is $365.00 a year fully covered with all perils.

Hope I never have to use it!

[Random guy]

Heck ya I insure my wheeler, dang thing cost more then the truck and trailer combo that hauls it...and I have little baby 400. Couldn't imgine not having insurance as ATV prices reach into the several thousands.

Funny story:

A few years back the ice was getting spooky so the decision was made by me and a buddy to leave the trucks on shore. After some time staring at our two old trucks on shore it occurred to me we drove $12,000 worth of ATVs onto the ice to save two $500 trucks…priceless.

[CaptainMusky]

Funny story:

A few years back the ice was getting spooky so the decision was made by me and a buddy to leave the trucks on shore. After some time staring at our two old trucks on shore it occurred to me we drove $12,000 worth of ATVs onto the ice to save two $500 trucks…priceless.

Funny as heck! I cant believe how many $45,000 boats I see getting pulled by $500 trucks. Some arent even worth the amount of gas they would have in the tank.

All my toys are fully insured. If possible I insure them for more than they are worth because I usually have accessories on them and I dont want to get caught short.

[ozzie]

If ya are adding things over stock condition make sure you notify your agent as they might not be covered unless you endorse your policy.....for example for a motorcycle policy with the family insurance company they won't cover your chrome/saddle bags/radio/ferrings/sissy bars/custom paint/windshield and some other things if your policy isn't endorsed.

[B-man715]

As the cliche says, ''You can't afford not having insurance.'' If you do any trail riding and get into a crash with another atv you'll be glad to be covered.

[Random guy]

If ya are adding things over stock condition make sure you notify your agent as they might not be covered unless you endorse your policy.....for example for a motorcycle policy with the family insurance company they won't cover your chrome/saddle bags/radio/ferrings/sissy bars/custom paint/windshield and some other things if your policy isn't endorsed.

For sure! I totaled a boat years back Boat replacement value was $14,000. Lost/destroyed gear during the accident was another $12,500. Thankfully my agent sold me the gear coverage.

[harvey lee]

Yes, wheeler insurance for sure.

I have insurance on everything that I won. No reason to have a loss due to a policy not in effect.

Jonny mentions something all should look into that own a boat.

Check your contents insurance as you may be shocked how much value one has in tackle along.