trolling motor and nabor help

[deepportage01]

Six months ago a tree that was on the nabors property fell on my trolling motor[value $600] When I talked to them about this they told me they had a $2,500 ded and would see if they could claim it, I left it alone thinking they would do the rite thing a pay for it,3 weeks ago I brought it up for the 2nd time and was told that the "well was dry" implying they where broke or they just don't want to pay, They are my cabin nabors and I don't want to start a war but what should I do they are pasive on the whole thing, The funny part about this hole thing is she is my insurance agent and a freind. Help please

[cold one sd]

I would be looking for a different insurance agent for sure. I also have a different definition of friend.

[deepportage01]

Thanks cold one but that realy wont help out with the whole trolling motor thing and what to do about this situation

[countryboy9799]

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I would be looking for a different insurance agent for sure. I also have a different definition of friend.

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Totally agree on that one.

[countryboy9799]

I suppose the other option's would be to be more firm about collecting and if they dont want to make it right a small claim's would be the other thing.

[jerkin'm]

I had a neighbors tree fall on my privacy fence between our yards last year(my fence)....she never even contacted me about it. Our insurance agent said it wasn't a rotten tree so she wasn't at fault for it falling, hence my insurance covered some of the repair. Was out about the same $$$$ as you are going to be...Plus I got to clean up a huge tree in my yard too...I would say call Your insurance agent, but that probably won't work either...

[Kevin Turner]

Bummer dude....I'd chalk it up to stuff happens & move on.

[BobT]

What is the trolling motor worth? Is it worth the hassle? I agree that she is not be forthright and I question her ethics as an insurance agaent.

I wonder what would happen if you filed a claim against your own homeowner's insurance. Don't know for sure but perhaps your insurance company would then pursue her for recovery.

No matter what happens I think I would be insurance shopping.

Bob

[cold one sd]

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Thanks cold one but that realy wont help out with the whole trolling motor thing and what to do about this situation

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Sorry. I guess if it were me, and I felt the way that you evidently do, I would have just taken it in stride and moved on without bringing it up on here. I was just stating my opinion. It is a tough spot to be in. My neighbors blue spruce is growing into my yard so far that it is almost touching my house. I just keep my mouth shut and mow around it. I have no other problems with the neighbor.

[New Yankee]

As jerkin'em mentioned, unless your neighbor was negligent in not pruning the dead branches of the tree, or if the tree it self was dead and a normal prudent person would recognize it posed a hazard, there is likely no liability on the neighbor's part.

Folks often don't understand this one - but think of it this way - if a tornado hit and picked up your healthy tree and deposited it two miles away on someone's house, would you be responsible? Most people, given this example would say no. Same goes for the tree next door - if the owner didn't have knowledge it posed a hazard, they shouldn't be held liable for the wind storm that blows it next door or across the county.

May not be worth turning it into your carrier depending on your deductible, etc. Talk w/your agent.

Sorry, probably not what you wanted to hear

[fishermn]

Ya know... Regardless of whose fault it was (or wasn't), the neighbor should have done whats right and paid for damage caused by their tree. Its like a lot of things in this world, people just want to avoid any responsibility for...

I have a similar situation right now. I have a 75 ft. black spruce tree that although it looks pretty healthy it has a good lightning scar at the top. It poses no danger to my house garage, etc. But because of the location my new neighbor built his house, it could really do a lot of damage if it fell his direction. Although I hate to cut such a beautiful tree, I would sure feel horrible if this tree came down and took out half his house. We talked about it and just agreed to split the cost of taking it down because that was the right thing to do.

[HAppnhook]

Neighbors are expensive, fences are not!

[Deitz Dittrich]

Who parked the boat under the tree?