re-loadable debit card

[Wish-I-Were-Fishn]

Does anybody offer a free re-loadable debit card? My son doesn't want a charge card, but wants the convenience of using one instead carrying cash.

I know there are some available that charge $6.95 per reload, but that is to much $$ each time for him. Any free ones out there?

[jcpmn82]

Walmart money card. Cheapest one you can get $3 reload. Works great I have one.

[BobT]

Does he have a checking account? My check card is a VISA but the funds come directly from my checking account.

[Farley]

What youre looking for is a secured credit card. Some banks and credit unions will have them. they report to the credit beureu just like a regular credit card so if he is responsible, it will help raise his credit rating.

[CJH]

Have you checked with your bank or Credit Union? They may have an option for you.

Otherwise, as mentioned above, a debit card will basically work the same way, as I believe you can set it up to disallow transactions if there are insufficient funds (vs. it bouncing and getting charged fees and interest).

[BobT]

I believe you can also set them up with a limit per transaction.