Is Aflac insurance worth having? My wife and myself has had them for several years, and have needed to place a claim on them 2 times, and they declined both claims. One of them just recently. So I am wondering if it is even worth paying for it every month? Or if they just find a reason not to pay out when its needed? The plan sounded like a great idea with 3 kids, and myself not being the most careful person, but it just seems to me, that when their is a claim, they find a reason not to pay it. Or am I just being the non normal person, and being unlucky and just not fitting the criteria for the claims?
When I talked to the rep, I asked them about it, they told me I couldnt cancel until my renewal date on December 1, that I was under contract, so I just needed to continue to pay them until then. That just didnt sound right to me.
I just figured that it is easy enough to just get a 3 bank so when the boat is not in use I can keep all 3 batteries charged. I have not bough a charger yet, maybe I will give it some more thought.
Edit: After thinking this over, with the size, weight, and heat output of the charger (as well as the cost) I think it makes sense to just
buy a 2 bank charger, I have a smaller charger i can use on the starting battery when the boat is sitting at home. Forgive me, for i am a retired engineer and I have to obsess over everything...
Congrats on the motor! I think you’ll like it.
I can’t say much on the charger location but I’ve seen them under the lid in back compartments and under center rod lockers. 160 degrees is more than I expected to hear.
Curious why you’re opting for a 3 bank charger with a 24V trolling motor. Unless you don’t feel you be running you big motor enough to keep that battery up as well?
I did buy an Minnkota Ulterra, thanks for the recommendations. I had a bunch of Cabela"s bucks saved up, which helped. Now i need to
get an onboard battery charger. Where do you guys mount these things in your boat? The manufacturer I am looking at {Noco genius)
says tht their 3-bank charger will run at 160 degrees, seems like a lot of heat in an enclosed compartment? Thanks for any input on this.
Wasn't terrible at a state park beach. Antelope island maybe. I wouldn't recommend it as a beach destination tho. Figured I was there, I'm getting in it.
Question
Scott K
Is Aflac insurance worth having? My wife and myself has had them for several years, and have needed to place a claim on them 2 times, and they declined both claims. One of them just recently. So I am wondering if it is even worth paying for it every month? Or if they just find a reason not to pay out when its needed? The plan sounded like a great idea with 3 kids, and myself not being the most careful person, but it just seems to me, that when their is a claim, they find a reason not to pay it. Or am I just being the non normal person, and being unlucky and just not fitting the criteria for the claims?
When I talked to the rep, I asked them about it, they told me I couldnt cancel until my renewal date on December 1, that I was under contract, so I just needed to continue to pay them until then. That just didnt sound right to me.
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