Guests - If You want access to member only forums on HSO. You will gain access only when you Sign-in or Sign-Up on HotSpotOutdoors.

It's easy - LOOK UPPER right menu.

  • Announcements

    • Rick

      Members Only Fluid Forum View   08/08/2017

      Fluid forum view allows members only to get right to the meat of this community; the topics. You can toggle between your preferred forum view just below to the left on the main forum entrance. You will see three icons. Try them out and see what you prefer.   Fluid view allows you, if you are a signed up member, to see the newest topic posts in either all forums (select none or all) or in just your favorite forums (select the ones you want to see when you come to Fishing Minnesota). It keeps and in real time with respect to Topic posts and lets YOU SELECT YOUR FAVORITE FORUMS. It can make things fun and easy. This is especially true for less experienced visitors raised on social media. If you, as a members want more specific topics, you can even select a single forum to view. Let us take a look at fluid view in action. We will then break it down and explain how it works in more detail.   The video shows the topic list and the forum filter box. As you can see, it is easy to change the topic list by changing the selected forums. This view replaces the traditional list of categories and forums.   Of course, members only can change the view to better suit your way of browsing.   You will notice a “grid” option. We have moved the grid forum theme setting into the main forum settings. This makes it an option for members only to choose. This screenshot also shows the removal of the forum breadcrumb in fluid view mode. Fluid view remembers your last forum selection so you don’t lose your place when you go back to the listing. The benefit of this feature is easy to see. It removes a potential barrier of entry for members only. It puts the spotlight on topics themselves, and not the hierarchical forum structure. You as a member will enjoy viewing many forums at once and switching between them without leaving the page. We hope that fluid view, the new functionality is an asset that you enjoy .
Sign in to follow this  
tjhunter

Insurance Question?

Recommended Posts

I'm trying to get insurance for a boat that is rate for a max hp of 80, but I put an 85 on it. My insurance agent asked for the hull rating and I told them I wasn't sure. Will this be a problem? Will other agents overlook this or not need this info?

tjhunter

Share this post


Link to post
Share on other sites

That is a tough one! If your agent does find you a policy you better make sure you read it to verify for yourself that you don't have a liability problem there.

Most insurance companies won't allow you to exceed the plate rating...even by the old 10% number.

------------------
Mille Lacs Guide Service
www.millelacsguideservice.com

Share this post


Link to post
Share on other sites

TJ, you are in a tough spot. I spent many years selling boats and it is a question that came up many, many times. Even if you get insurance, should there ever be a claim the company will deny it if they ever find out the boat was over powered. If you were the one who mounted the motor you will be the one accept liability for creating what will be looked at as an unsafe condition. If a dealer mounted it then they will be on the hook for some or all of the liability. Since the rating plates are very specific in what the maximum HP allowed is you are not going to get any sympathy from an insurance company. I personally would not run a boat that was over the horsepower rating due to the fact that the liability and risk is just to great. grin.gif

Share this post


Link to post
Share on other sites
Guest
This topic is now closed to further replies.
Sign in to follow this