Guests - If You want access to member only forums on HSO. You will gain access only when you Sign-in or Sign-Up on HotSpotOutdoors.

It's easy - LOOK UPPER right menu.

  • Announcements

    • Rick

      Members Only Fluid Forum View   08/08/2017

      Fluid forum view allows members only to get right to the meat of this community; the topics. You can toggle between your preferred forum view just below to the left on the main forum entrance. You will see three icons. Try them out and see what you prefer.   Fluid view allows you, if you are a signed up member, to see the newest topic posts in either all forums (select none or all) or in just your favorite forums (select the ones you want to see when you come to Fishing Minnesota). It keeps and in real time with respect to Topic posts and lets YOU SELECT YOUR FAVORITE FORUMS. It can make things fun and easy. This is especially true for less experienced visitors raised on social media. If you, as a members want more specific topics, you can even select a single forum to view. Let us take a look at fluid view in action. We will then break it down and explain how it works in more detail.   The video shows the topic list and the forum filter box. As you can see, it is easy to change the topic list by changing the selected forums. This view replaces the traditional list of categories and forums.   Of course, members only can change the view to better suit your way of browsing.   You will notice a “grid” option. We have moved the grid forum theme setting into the main forum settings. This makes it an option for members only to choose. This screenshot also shows the removal of the forum breadcrumb in fluid view mode. Fluid view remembers your last forum selection so you don’t lose your place when you go back to the listing. The benefit of this feature is easy to see. It removes a potential barrier of entry for members only. It puts the spotlight on topics themselves, and not the hierarchical forum structure. You as a member will enjoy viewing many forums at once and switching between them without leaving the page. We hope that fluid view, the new functionality is an asset that you enjoy .
mrklean

Insurance?

Recommended Posts

yes- it's dirt cheap. When I bought mine new I had full coverage with replacement value for the first two years...liability after that. Consider these things: Any risk of it being stolen (unattended at cabin), do you let other people ride it, is it newer?

Share this post


Link to post
Share on other sites

All no that's why I am not sure if I want to get it or not, will be stored in my garage at my place, doesn't get used much, will only be used by me and its 12 years old.

Share this post


Link to post
Share on other sites

I have a 13 yo atv, and I have full coverage on it.I think about $130  a year, and I am thinking of just going liability. I leave at cabin and it really gets used only for utility, not for trail riding. I have only liability on sleds, so thinking I should do it for atv. Though one theft is about the same cost as 20 years of premiums, so I am thinking that too...

Good thing is either way, it won't cost you or save you much, in the grand scheme. 

edit oh yeah, it is on my list of things for umbrella coverage as well.

Edited by BoxMN

Share this post


Link to post
Share on other sites
4 hours ago, mrklean said:

All no that's why I am not sure if I want to get it or not, will be stored in my garage at my place, doesn't get used much, will only be used by me and its 12 years old.

I have a snowmobile like that and it doesn't have insurance either...I do let family and some friends use it but it's only on the lake for ice fishing. I get nervous sometimes in regards to personal injury but I could care less about theft and if it gets damaged.

Share this post


Link to post
Share on other sites

I have full coverage on my trail riding wheeler, but only liability on my older work wheeler, just in case others ride it. both are cheap, liability was very cheap.

Share this post


Link to post
Share on other sites

Liability insurance is way to cheap not to have on an older snowmobile or 4 wheeler. I also have an umbrella policy on all of my stuff. My insurance guy explained an umbrella policy to me like this. If something were to happen the insurance company lawyers will fight for you or really their money till they reach the Max of your policy then there done. With people and lawyers always looking to sue someone for a couple hundred bucks a year I increased my coverage from 300,000 to a million on my stuff.

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now