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upnorth

ACA before and after

1,443 posts in this topic

"And these days a person has to be their own advocate."

Wow, Someone finally gets it.

Been that way for a long time.

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Not at Mayo, where I go. In fact it seems to be the opposite most of the time, and as a family we have more experience than I would prefer.

And these days a person has to be their own advocate.

Shortened to something that seems to be lost on many fronts.

A person has to be their own advocate.

Most of our government could be erased if everyone followed that advice. It applies to everything in life.

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Well, we have the FDA working for us, so no need to worry... wink

Smiling Bob is sad about that.

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Well, we have the FDA working for us, so no need to worry... wink

laugh

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And these days a person has to be their own advocate.

I'm confused. I thought the Government had to be our advocate?

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Just came back from a friend's repair shop in Hutchinson. Health ins for the employees going up 28% for the next year, deductible double.

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I'm confused. I thought the Government had to be our advocate?

I knew you were confused all along.

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I'm confused. I thought the Government had to be our advocate?

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Just came back from a friend's repair shop in Hutchinson. Health ins for the employees going up 28% for the next year, deductible double.

gov. dayton says MNSure is "Performing phenomenally" .....

Higher premiums, higher deductibles, and less choice are reasons to celebrate.

12.12.13.jpg

#ThestupidityoftheAmericanvoter. crazy

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I will be without healthcare this year for the first time in my life. The cost of my family insurance went to over $1500 a month this year for a family of 4. I will be saving by not including myself in the plan, and by having huge deductibles for the rest of the family. By doing that, I will be paying the same I did for a family of 5, 2 years ago with very good coverage then, and horrible coverage now.

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The Obama Administration’s Department of Health and Human Services (HHS) took a page out of Gruber’s book. Hoping the American people were “too stupid to understand the difference,” HHS inflated ObamaCare’s health care insurance enrollment numbers by adding in dental insurance policies. That’s right, it fudged the ObamaCare enrollment numbers by adding in 380,000 dental subscribers and cleverly changing its reported totals from “health plans” to “MarketPlace coverage.” crazy

Frauds...

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Gallup: Peak Number Of Americans Delaying Medical Care Over Costs

11/28/2014

One in three Americans has put off seeking medical treatment in 2014 due to high costs, according to Gallup — the highest percentage since Gallup began asking the question in 2001.

Thirty-three percent of Americans have delayed medical treatment for themselves or their families because of the costs they’d have to pay, according to the survey. Obamacare, of course, had promised that it would help make health care more affordable for everyone, but the number of people who can’t afford a trip to the doctor has actually risen three points since 2013, before most Obamacare provisions took effect.

So much for the "ACA"....

I'd say you people been bamboozled...

Time to renunciate this shietty "act" and repeal it...

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Well, then you should actually thank Obama then wink A few years ago, everytime little Billy or Susie would sprain an ankle, they needed to follow up with a MRI, radiologist, Orthopedic, Foot Specialst, Physical Therapist, Physical Trainer, and Pain Specialist....not to mention all the emotional and psychological counciling. When you footing your own bill (see what I did there), you can most often get by just fine with just going home after the primary and rest it for two weeks.......

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I will be without healthcare this year for the first time in my life. The cost of my family insurance went to over $1500 a month this year for a family of 4. I will be saving by not including myself in the plan, and by having huge deductibles for the rest of the family. By doing that, I will be paying the same I did for a family of 5, 2 years ago with very good coverage then, and horrible coverage now.

I think you should look at a different insurance company. Family coverage is the same cost whether it's covering 2 people or 7.

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Well, then you should actually thank Obama then wink A few years ago, everytime little Billy or Susie would sprain an ankle, they needed to follow up with a MRI, radiologist, Orthopedic, Foot Specialst, Physical Therapist, Physical Trainer, and Pain Specialist....not to mention all the emotional and psychological counciling. When you footing your own bill (see what I did there), you can most often get by just fine with just going home after the primary and rest it for two weeks.......

• White House Web page: "Linda Douglass of the White House Office of Health Reform debunks the myth that reform will force you out of your current insurance plan or force you to change doctors. To the contrary, reform will expand your choices, not eliminate them. " (Spanish-language version.)

• White House Web page: "If you like your doctor, you can keep your doctor. If you like your health care plan, you can keep your health care plan."

• President’s weekly address, June 6, 2009: "If you like the plan you have, you can keep it. If you like the doctor you have, you can keep your doctor, too. The only change you’ll see are falling costs as our reforms take hold."

• Town hall in Green Bay, Wis., June 11, 2009: "No matter how we reform health care, I intend to keep this promise: If you like your doctor, you'll be able to keep your doctor; if you like your health care plan, you'll be able to keep your health care plan."

• Remarks at the American Medical Association, June 15, 2009: "I know that there are millions of Americans who are content with their health care coverage — they like their plan and, most importantly, they value their relationship with their doctor. They trust you. And that means that no matter how we reform health care, we will keep this promise to the American people: If you like your doctor, you will be able to keep your doctor, period. If you like your health care plan, you'll be able to keep your health care plan, period. No one will take it away, no matter what."

• Presidential press conference, June 23, 2009. "If you like your plan and you like your doctor, you won't have to do a thing. You keep your plan. You keep your doctor."

• Rose Garden remarks, July 15, 2009. "If you like your doctor or health care provider, you can keep them. If you like your health care plan, you can keep that too."

• Remarks at a rally for New Jersey Gov. Jon Corzine, July 16, 2009: "if you've got health insurance, you like your doctor, you like your plan — you can keep your doctor, you can keep your plan. Nobody is talking about taking that away from you."

• Presidential weekly address, July 18, 2009: "Michelle and I don’t want anyone telling us who our family’s doctor should be – and no one should decide that for you either. Under our proposals, if you like your doctor, you keep your doctor. If you like your current insurance, you keep that insurance. Period, end of story."

• Rose Garden remarks, July 21, 2009: "If you like your current plan, you will be able to keep it. Let me repeat that: If you like your plan, you'll be able to keep it."

• Remarks in Shaker Heights, Ohio, July 23, 2009: "Reform will keep the government out of your health care decisions, giving you the option to keep your coverage if you're happy with it."

• Town hall in Raleigh, N.C., July 29, 2009: "I have been as clear as I can be. Under the reform I've proposed, if you like your doctor, you keep your doctor. If you like your health care plan, you keep your health care plan. These folks need to stop scaring everybody. Nobody is talking about you forcing … to change your plans."

• Presidential weekly address, Aug. 8, 2009: "Under the reforms we seek, if you like your doctor, you can keep your doctor. If you like your health care plan, you can keep your health care plan."

• Town hall in Portsmouth, N.H., Aug. 11, 2009: "Under the reform we're proposing, if you like your doctor, you can keep your doctor. If you like your health care plan, you can keep your health care plan."

• Town hall in Belgrade, Mont., Aug. 14, 2009: "If you like your health care plan, you can keep your health care plan. This is not some government takeover. If you like your doctor, you can keep seeing your doctor. This is important."

• Presidential weekly address, Aug. 15, 2009: "No matter what you’ve heard, if you like your doctor or health care plan, you can keep it."

• Town hall in Grand Junction, Colo., Aug. 15, 2009: "I just want to be completely clear about this. I keep on saying this but somehow folks aren't listening — if you like your health care plan, you keep your health care plan. Nobody is going to force you to leave your health care plan. If you like your doctor, you keep seeing your doctor."

• Remarks to Organizing for America, Aug. 20, 2009: "No matter what you've heard, if you like your doctor, you can keep your doctor under the reform proposals that we've put forward. If you like your private health insurance plan, you can keep it."

• Presidential weekly address, Aug. 22, 2009: "Under the reform we seek, if you like your doctor, you can keep your doctor. If you like your private health insurance plan, you can keep your plan. Period."

• Remarks on health care reform, March 3, 2010: "If you like your plan, you can keep your plan. If you like your doctor, you can keep your doctor. Because I can tell you that as the father of two young girls, I wouldn’t want any plan that interferes with the relationship between a family and their doctor."

• Presidential weekly address, March 6, 2010: "What won’t change when this bill is signed is this: If you like the insurance plan you have now, you can keep it. If you like your doctor, you can keep your doctor. Because nothing should get in the way of the relationship between a family and their doctor."

• Remarks in Glenside, Pa., March 8, 2010: "If you like your plan, you can keep your plan. If you like your doctor, you can keep your doctor."

• Remarks in St. Charles, Mo., March 10, 2010: " If you like your plan, you can keep your plan. If you like your doctor, you can keep your doctor."

• Remarks in St. Louis, Mo., March 10, 2010: "If you like your plan, you can keep your plan. If you like your doctor, you can keep your doctor. I’m the father of two young girls –- I don’t want anybody interfering between my family and their doctor."

• Remarks in Strongsville, Ohio, March 15, 2010: "If you like your plan, you can keep your plan. If you like your doctor, you can keep your doctor. I don't want to interfere with people’s relationships between them and their doctors."

• Remarks in Fairfax, Va., March 19, 2010: "If you like your doctor, you’re going to be able to keep your doctor. If you like your plan, keep your plan. I don’t believe we should give government or the insurance companies more control over health care in America. I think it’s time to give you, the American people, more control over your health."

• White House web page: "For those Americans who already have health insurance, the only changes you will see under the law are new benefits, better protections from insurance company abuses, and more value for every dollar you spend on health care. If you like your plan you can keep it and you don’t have to change a thing due to the health care law."

• Remarks in Iowa City, Iowa, March 25, 2010: "You like your plan? You’ll be keeping your plan. No one is taking that away from you."

• Remarks in Portland, Maine, April 1, 2010: The critics will "see that if Americans like their doctor, they will keep their doctor. And if you like your insurance plan, you will keep it. No one will be able to take that away from you. It hasn’t happened yet. It won’t happen in the future."

• White House blog post by Stephanie Cutter, May 18, 2010: "A key point to remember is that while the Act makes many changes to the individual market, it specifically allows those who want to keep their current insurance to do so. Most of the Act’s protections apply only to new policies, allowing people to stick with their current plan if they prefer."

After the release of the HHS regulations

• Kathleen Sebelius blog post, June 14, 2010: "The bottom line is that under the Affordable Care Act, if you like your doctor and plan, you can keep them."

• White House blog post by Stephanie Cutter. "Another important step we’ve taken is to fulfill President Obama’s promise that ‘if you like your health plan, you can keep it.’ Last week, Secretary Sebelius and Secretary of Labor Hilda Solis announced a new rule that protects the ability of individuals and businesses to keep their current plan. It outlines conditions under which current plans can be ‘grandfathered’ into the system, minimizing market disruption and putting us all on the path toward the competitive, patient-centered market of the future."

• Remarks on the Affordable Care Act Supreme Court ruling, June 28, 2012: "If you’re one of the more than 250 million Americans who already have health insurance, you will keep your health insurance — this law will only make it more secure and more affordable."

• Campaign event in Pittsburgh, July 6, 2012: "If you have health insurance, the only thing that changes for you is you’re more secure because insurance companies can't drop you when you get sick."

• Campaign event in Virginia Beach, Va., July 13, 2012: "If you already have health care, the only thing this bill does is make sure that it’s even more secure and insurance companies can't jerk you around."

• First presidential debate in Denver, Oct. 3, 2012: "If you've got health insurance, it doesn't mean a government takeover. You keep your own insurance. You keep your own doctor. But it does say insurance companies can't jerk you around."

• Remarks in Largo, Md., Sept. 26, 2013: "Now, let’s start with the fact that even before the Affordable Care Act fully takes effect, about 85 percent of Americans already have health insurance — either through their job, or through Medicare, or through the individual market. So if you’re one of these folks, it’s reasonable that you might worry whether health care reform is going to create changes that are a problem for you — especially when you’re bombarded with all sorts of fear-mongering. So the first thing you need to know is this: If you already have health care, you don’t have to do anything."

Until a few years ago, little Billy and Susie where 'footing " their bill just fine. (No thanks to obama)

You can sneer, groan and belittle with envy their follow up procedures.

But most likely those where voluntary, and did not come without cost.

Obama made alot of promises to little Billy and Susie.

Which one has he kept ?? confused

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Well, then you should actually thank Obama then wink A few years ago, everytime little Billy or Susie would sprain an ankle, they needed to follow up with a MRI, radiologist, Orthopedic, Foot Specialst, Physical Therapist, Physical Trainer, and Pain Specialist....not to mention all the emotional and psychological counciling. When you footing your own bill (see what I did there), you can most often get by just fine with just going home after the primary and rest it for two weeks.......

Psssst.........just so you know, Uncle Bill's posts have nothing to do with the actual subject matter of the thread. They're just about: "Obama=Bad, Republicans=Good".

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Obama made alot of promises to little Billy and Susie.

Which one has he kept ?? confused

Which ones did you want him to keep? confused

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Billy and Susie were not footing the bill....Bill. The system was imploding for the analogy listed above. If it makes you feel better to tell yourself that spending 4 or 5 K on a sprained ankle is sustainable, fine; but then you are just as low information as the people who actually believed the bull Obama was delivering. ...

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Which ones did you want him to keep? confused

Psssst.........just so you know, Big Dave2's posts have nothing to do with the actual subject matter of the thread. They're just about: Asking one dumb question after another.

you-got-a-parking-ticket-how-fast-were-y

Uhhggg... confused

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So you wanted Obama to keep his campaign promises? You were in favor of implementing Obamacare then? How about higher taxes for the rich? Repeal Bush tax cuts for higher income earners? Employee fee choice act? Freedom of choice act(abortion)? Immigration reform?

Uhhggg... facepalm.gif

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For the past 8 years or so we've chosen to have a high deductible family policy. It cost about $290 back then. After ACA kicked in it went from $360 a month to just under $700. Just got the new premium and it went to almost $800. I talked to our agent and he said because the younger people aren't signing up, like Obama said they would, the aren't subsidizing the rest of us thus the higher premiums but we all know that. Also, insurance companies don't know what is going to happen with this new program so they are most likely charging higher premiums than they should to cover themselves and hopefully once things shake out competition could lower premiums, maybe.

The bonus my family gets for the double premiums is that my 50 year old wife and 14 year old daughter get some "female" benefits that frankly and hopefully they won't be using any time soon. No choice in that "protection" either.

My analogy is that we wanted a small 12' boat with oars to fish a small lake by our house with no public access but instead we are forced to buy a 17 Lund with a 75 horse, dual depth finders, and down riggers. Won't ever use the down riggers but get to pay for them anyway to subsidize the guys on Lake Michigan who do want them.

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After no increase last year, 17% this year.

I guess that averages out to "same as it ever was".

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