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    • Rick

      Members Only Fluid Forum View   08/08/2017

      Fluid forum view allows members only to get right to the meat of this community; the topics. You can toggle between your preferred forum view just below to the left on the main forum entrance. You will see three icons. Try them out and see what you prefer.   Fluid view allows you, if you are a signed up member, to see the newest topic posts in either all forums (select none or all) or in just your favorite forums (select the ones you want to see when you come to Fishing Minnesota). It keeps and in real time with respect to Topic posts and lets YOU SELECT YOUR FAVORITE FORUMS. It can make things fun and easy. This is especially true for less experienced visitors raised on social media. If you, as a members want more specific topics, you can even select a single forum to view. Let us take a look at fluid view in action. We will then break it down and explain how it works in more detail.   The video shows the topic list and the forum filter box. As you can see, it is easy to change the topic list by changing the selected forums. This view replaces the traditional list of categories and forums.   Of course, members only can change the view to better suit your way of browsing.   You will notice a “grid” option. We have moved the grid forum theme setting into the main forum settings. This makes it an option for members only to choose. This screenshot also shows the removal of the forum breadcrumb in fluid view mode. Fluid view remembers your last forum selection so you don’t lose your place when you go back to the listing. The benefit of this feature is easy to see. It removes a potential barrier of entry for members only. It puts the spotlight on topics themselves, and not the hierarchical forum structure. You as a member will enjoy viewing many forums at once and switching between them without leaving the page. We hope that fluid view, the new functionality is an asset that you enjoy .
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McGurk

Banking- "Rewards" checking account

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A "Rewards" checking account works as follows; Interest rate typically around 4% up to $25,000 and anything beyond that has around 1%. You need to use online banking and statements, have direct deposit to that account, use a debit card from that account at least 10 times a month, and have at least 3 bills paid online from that account on a monthly basis. If you fail to meet all of those requirements, you drop to a severely reduced rate, but it is still free checking, and should jump back to that rate automatically if you fulfill the req's the next month.

I'm looking into switching into one of these, as the interest rate is better than a saving account or a CD or anything else short term right now. Unfortunately there aren't a lot of banks offering this, but the additional interest rates more than make up for any inconvenience you might have if you happen to carry a substantial amount in checking and/or savings through a bank or credit union.

Anyone have any experience good or bad with these? Thanks in advance. I am looking specifically at the Elk River bank.

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I have this through a credit union. Works great, haven't had a problem. The 4% is good and it isn't hard these days to meet the criteria. We use our debit card just enough to meet the criteria, and for all else we use our rewards-earning credit cards and just pay the balance each month. Works great.

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