ATV Insurance

[Augusta]

I know this has been brought up before, but I am wondering if I am paying too much for ATV insurance. I have three honda's, an 07 Rubicon, 05 Rubicon, and a 04 Rubicon and I pay $300/year for full coverage, $500/ded. for a full year. Is that about right or am I paying too much? Thanks.

[PETERSONRJ]

Seems about right to me. I pay $93 a year for one.

[titelines]

Yeah, that seems about right. 2007 Sportsman X2 with some extra's and I'm @ $98.00/year.

[Dave S]

Sounds right to me also. I was paying a little over $100/year for one.

[cm1977]

Premium looks decent although I would check to see if they have a diminishing deductible plan or if you can get the deductible lowered. Paying $185 for a 2004 Rincon and a 2004 Rancher and both have $75 deductibles...Started out at $250 when purchased. Nice feature to have and one that is becoming more common among insurance companies for rec vehicles. Also, check to make sure you are not at a "minimum premium" for the company with each ATV, if you are you could lower your deductible and still pay the same.

[Augusta]

CM:

Can I ask you the name of your insurance company? Mine does not have anything like that.

[cm1977]

Not sure of the rules of the forum but they can block it later if they would like. Progressive thru an agent does it, not sure about online. They are great on toys!

[Augusta]

Thanks CM

[crothmeier]

i had state farm when i had my '05 sportsman 700 and i paid right at $7 per month, $84/year